Business Debt Collections

Counts Law Firm is not a “consumer” debt collection “mill,” is not in the business of “consumer” debt collection, and does not regularly collect debts from consumers related primarily to family or household expenses.  On occasion, Counts Law Firm does represent its business clients in collecting payment for non-consumer debts, including invoices for money owed for business services, unpaid business loans, and court judgments.

Business Collections Research

As a Business Collections Law Firm, we can perform background reports to verify legal names, business entities, addresses, spouses, real property, debts, bankruptcy, and other critical information.  We can also refer our clients to private investigators to research and locate bank accounts related to levy.

Business Collections Demand Letter

Our Business Collections Demand Letter informs the defendant that we represent you, states the material terms of your contract, and advises of the default. We demand payment to you within ten (10) days and promise if it’s not paid that you will file a lawsuit for additional interest, damages, attorney fees, and court costs. We do not waste any words; we get right to the point and use direct language. If there is no settlement reached after our Demand Letter, we immediately file the lawsuit. Our Demand Letter is generally more effective, persuasive, and powerful than a call or message from you personally to the debtor. It is an effective way to “draw the line in the sand” and let them know you are serious about payment. Our Demand Letter makes it clear in the debtor’s mind that they will expend significant time, energy, and money if they continue to avoid payment. Our Demand Letter also presents the best business decision for the debtor: pay or negotiate a payment plan in order to avoid court. We take the time to prepare a convincing and well thought out argument to provide you with a significant positive response from your debtor. Serving the Demand Letter in this manner provides you with the maximum impact.

Business Collections Court Complaint

Our Business Collections Court Complaint is for breach of contract, common counts, and sometimes includes claims for fraud and other causes of action.  Business Complaints are supported by written documentation such as a contract, agreement, invoices, receipts, delivery confirmations, canceled checks, bank statements, letters, emails, or other admissions. We present these documents to the court, together with your testimony or declaration, and information we obtain through discovery, to win your case. We do not initiate unnecessary forms of litigation in order to minimize litigation and maximize your recovery.  We can win in court by settlement, default, or trial.

When a Defendant is served with a court complaint but does not respond in writing within thirty (30) days, they may lose the case by default and their property, bank accounts and employment income can be garnished. If a settlement is not reached and paid, a Court Judgment will be entered, including court costs, and it will be enforced aggressively. If you have already obtained, or if we obtain a Court Judgment, which has not yet been collected, we know how to enforce that Judgment to collect your money. For example, if a Defendant fails to pay the judgment amount and assets are not apparent, they may be subject to a debtor examination and bench warrant for arrest for failure to appear.  We move quickly and aggressively through examination of the debtor’s assets, levy on bank accounts, garnishment on wages, and liens on real property, and do not let up until you are paid.

Business & Consumer Debt Negotiation

The debt negotiation attorneys at Counts Law Firm are skilled in negotiating California credit cards, automobile loans, goods and services invoices, creditor lawsuits, and judgments for individuals, professionals, and small businesses.  We use the information we learned previously representing banks, credit card companies, automobile finance companies, and other lenders, including American Express and Bank of America, and apply it in favor of our Los Angeles County consumer and small business customers.

We contact creditors with a Settlement Demand Letter explaining our client’s economic hardships, total debt obligations, and likelihood to seek bankruptcy if our settlement proposal were not accepted. We provide our clients with two simple settlement options to resolve their debts and lawsuits: 1) Discounted Lump Sum Settlements, or 2) Monthly Payment Plan Settlements.  We then propose our client’s negotiated terms, and a Written Settlement Agreement to resolve the debts.

Counts Law Firm, as a debt negotiation attorney, provides more leverage than a non-attorney debt consolidation company and stops debt collectors from contacting you – instead they must contact your attorney.  Our negotiated agreement can reduce expenses, collections calls, stress, dismiss lawsuits, avoid bankruptcy, and regain financial control.

Contact a Business Debt Collection and Negotiation Attorney Today

At Counts Law Firm, we have experience handling business collection matters, pre-litigation negotiations, litigation, and post-judgment enforcement throughout California.

Call Counts Law Firm today at (626) 463-7300 or contact us online to schedule a free consultation with an  experienced business attorney.